Goal Alignment
Has the purpose, time horizon or expected use of the money changed?
Portfolio Review
Review the Portfolio Against the Plan
A useful review asks whether holdings still match the goal, time horizon, risk profile, diversification framework and intended implementation—not simply whether the portfolio went up or down.
Allocation Drift
Have market movements pushed major exposures far from their intended ranges?
Concentration
Is one company, sector, theme, region or factor driving too much of the risk?
Cost & Tax Awareness
Understand fees, turnover, tax consequences and product structure before making changes.
Performance Context
Compare outcomes with an appropriate benchmark and the level of risk taken.
Next Decision
Rebalance or change only when the rationale is tied to the plan—not merely recent headlines.
Important: Portfolio review content is educational. It is not a personalized recommendation to buy, sell or hold any security.